15/09/2025
When starting your business, it is common to inject your own funds to cover the first expenses. But how should this start-up capital be recorded in your accounting? Discover the procedure to follow in PIA Go!.
Start-up capital refers to the funds you personally invest in your business to get started. This can range from a small amount to print your first business cards to a larger sum used to finance equipment or machinery.
In a sole proprietorship, this capital is not considered a real “loan” to your business. Legally, there is no distinction between you and your business activity.
However, it is still essential to record this financial transaction correctly. Doing so allows you to keep a clear overview of your personal contributions and justify the cash flows in case of a tax audit.
Recording your start-up capital: quick and easy
Recording your start-up capital in PIA Go! only takes a few moments:
Go to the “Payments” menu.
Select “Transfer between cash & bank.”
Choose your private account in the field “From account.”
Select your business account in the field “To account.”
Enter the transferred amount as start-up capital.
Optionally add a description.
Save the transfer.
Your start-up capital is now correctly recorded in your accounting. The amount appears in the balance of your business account without affecting your profit and loss statement.
Important: Prefer to delegate this task? With Comfort or ComfortMax subscriptions, our accountants can take care of it for you.
Starting a business is often an exciting—but intense—period. PIA Go! was designed to help entrepreneurs manage their accounting easily, even without accounting knowledge.
From recording your start-up capital to booking your first sales, everything is designed to be intuitive. And if you still have questions, PIA Go! experts are available to provide personalized advice.
Schedule an appointment today and discover how simple accounting can be.
Am I required to contribute start-up capital in a sole proprietorship?
No. You are not required to contribute start-up capital. You can start your business without personal funds. In practice, however, many entrepreneurs inject an initial amount to cover the first expenses.
What amount of start-up capital is recommended?
It depends on your situation. Consider the expenses expected during the first months, such as software, equipment, marketing, and other operational costs. There is no legal minimum amount. You are free to decide how much you wish to invest.
Is start-up capital considered an expense?
No. It is simply a transfer between your private account and your business account. This transaction has no impact on your profit and loss statement: it is neither income nor an expense.
What is the difference between start-up capital and a loan to your business?
In a sole proprietorship, there is no legal separation between you and your business. Start-up capital is therefore recorded as a personal contribution, not as a formal loan.
Can I inject additional funds after the initial start-up capital?
Yes. You can make additional private contributions at any time. In PIA Go!, these contributions are recorded in the same way as the initial start-up capital.
How do I record a cash contribution?
This is also possible. Select your private cash account in the “From account” field and your business cash account in the “To account” field.
Do I need to justify my start-up capital during a tax audit?
Yes. Every financial transaction must be explainable. Recording it in PIA Go! ensures a clear and formal trace in your administration.
Can my accountant record my start-up capital for me?
Yes. If you choose a Comfort or ComfortMax subscription, PIA Go! accountants can handle this entry for you.
What should I do if I entered an incorrect transfer?
No worries. In PIA Go!, you can easily correct or delete a transaction. If necessary, our support team can assist you.
What happens to my start-up capital if I stop my activity?
If you stop your business, the funds you contributed remain yours. You can therefore withdraw them from your business account.
